Financing
Access funds instantly
Flexible financing solutions designed for businesses and individuals who need capital now
Solutions
Six ways to grow
Pick the financing that fits your needs
For immediate needs
Capital arrives in hours, not weeks
Don't let cash flow bottlenecks slow your growth. Access quick working capital financing directly through the Pesi platform to fund inventory, expand operations, and scale without stress.
For purchases
Stock without straining cash flow
Never miss a sales opportunity due to empty shelves. Stock up on inventory today through the Pesi platform and pay later in flexible, manageable installments that match your cash flow.
When you need them
Let your team access earned wages early
Bridge the gap until payday with quick, hassle-free salary advances. Provide your workforce with a safe, transparent financial cushion for mid-month emergencies
For tuition
Spread tuition payments across months
Keep your child's education on track without lump-sum pressure. Pesi pays tuition fees directly to the school upfront, allowing you to repay in manageable, stress-free monthly installments.
Process
Three steps to capital in your account
Apply in minutes with basic information. We check your eligibility fast and move forward without the bureaucracy.
Apply and get approved instantly
Submit your details through our simple form.
Funds land within hours of approval
Money arrives ready to use.
Repay on terms that work for you
Flexible schedules fit your cash flow.
FAQs
What financing options are available through Pesi?
We offer a comprehensive suite of financial solutions designed for businesses, employees, and individuals:
Instant Business Financing: Quick working capital to help businesses manage cash flow bottlenecks and scale operations.
Salary Advances: A safe, emergency financial cushion for employees to bridge the gap until payday.
Buy Now, Pay Later (BNPL) for Inventory: Enables businesses to stock up on inventory immediately and pay in flexible installments.
School Now, Pay Later: Covers upfront school fees directly to educational institutions so parents can repay in manageable monthly installments.
How does Instant Business Financing work?
Our business financing gives you direct access to working capital through the Pesi platform. It is designed to help you fund inventory, seize bulk purchasing opportunities, and manage cash flow gaps.
Are there CRB listings or complex credit checks for Salary Advances?
No. Unlike traditional loans or digital lenders that heavily penalize minor delays or rely on complex credit scoring, Pesi’s salary advances focus on earned income and employment status.
How does School Now, Pay Later work for parents?
Instead of facing the heavy pressure of paying lump-sum tuition fees every term, Pesi pays the school directly upfront. You then clear the balance through flexible, stress-free monthly installments.
Talk To Us
Simplifying payments and expanding access to financing for businesses, employees and families through Pesi.
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